Thursday, December 31, 2009
Monday, December 21, 2009
My Response to Senator Sherrod Brown
The Advantage programs do most of those things you mentioned: guaranteed benefits, free physicals, mammograms, preventative measures and without the extensive fraud in original Medicare and your bill cuts Medicare drastically. I am incredulous that you are incredulous if you truly think this bill is bi-partisan. Like many opposite you on the isle I do not want this bill to succeed because it is a 2000 page monstrosity that is poorly written and by it's nature will destroy business and lives as well. I talk to seniors everyday and the vast majority do not like what you are doing and we all know how poorly the government runs things.
A wise man would not force upon the American people trash. You and your friends in the Democratically controlled senate has put my livelihood and the livelihood of 10,000's like me in the insurance industry one day soon on the unemployment lines. You will rob the state of Ohio of Millions and Billions in income taxes and business taxes. I suppose next you'll continue your one term senatorial debut with a passing of the energy bill so we can pay higher energy bills with the money we will not have. There has been no true debate. There has been a bullying of he American people with a power hungry Congress that has an agenda the vast majority do not want.
I am an incredibly disgusted taxpayer and voter. I will do my best to see you voted out of office for your incompetence.
p.s. Tell Senator Dick Durbin that like Senator Coburn I too was wishing that there would be enough snow that it would shut the Congress down. If you can not vote, you cannot harm the American people.
Sunday, December 6, 2009
No control over the Ads on this blog
A Must Watch Video of a Future (I Hope) American Leader
http://www.youtube.com/watch?v=VP2p91dvm6M
Thursday, December 3, 2009
A Wife's response to a Senator's Lies about the Insurance Industry
I have worked for a major insurance company in the Health Claims department for the last 23 years and we DO NOT “SLOW WALK CLAIM PAYMENTS” and we never have. Our company has a good name, and we do our best to provide the best service for our insureds. I have worked for the state government before for HRS (welfare, Medicaid) and I know what kind of service the government provides. You have truly offended me and I question that you know what you are talking about. Please do some actual research. You are heading in a direction that will affect my and my family’s lives.
Brenda Smith
From: Sherrod Brown [mailto:do_not_reply@brown.senate.gov]
Sent: Monday, November 23, 2009 6:13 PM
Subject: Reply from Senator Sherrod Brown
Dear Mrs. Smith:
Thank you for sharing your views on health reform.
With health care costs rising to a breaking point and access to health coverage rapidly eroding, our health care system is in need of reform. We must reduce the long-term growth of health care costs for patients, taxpayers, and businesses; protect families from bankruptcy or debt because of health expenditures; guarantee a choice of doctors and health plans; invest in prevention and wellness; improve patient safety and quality of care; assure affordable, quality health coverage for all Americans; and end barriers to coverage for people with pre-existing conditions.
One promising solution to the problems of cost, quality, and access that plague our health care system is to increase competition in the health insurance market. If the private insurance industry was truly competitive, then there would be strong incentives to provide coverage to as many Americans as possible and to build customer loyalty through cost savings and quality improvements. Unfortunately, insurers do not truly compete against one another; instead, they make use of the same basic strategies to earn significant profits. These tactics include selectively insuring the lowest risk enrollees, slow-walking claims payments so they can earn interest on every premium dollar, and denying as many claims as possible.
What the insurance industry needs is some healthy competition from a public insurance option. This option would not replace employer-sponsored coverage and no one would be forced into it; the public option would simply give uninsured or underinsured Americans the choice of enrolling in a quality, affordable health insurance plan that does not engage in the same cost-avoidance tactics that some private insurance plans do. The public health insurance option would also be a vehicle for improvements in quality, coverage, and provider-access that sets the bar higher for private insurance plans. This option would be available to all Americans: both private and government employees, including members of Congress and their staffs.
Since Congress began debating health reform, an overwhelming number of people in Ohio have contacted me. I appreciate this input and am carefully considering the thoughts, questions, and concerns that you and other Ohioans have shared with me.
One question I am often asked is whether I would enroll in the public insurance option. Since first coming to Congress in 1993, I have refused to enroll in the coverage offered to members of Congress until every American has access to high-quality, affordable health insurance. Should a health care reform bill pass that offers a public insurance option, I would be pleased to enroll.
I have also heard from Ohioans concerned about proposals to tax employer-sponsored benefits. I am opposed to taxing these benefits, which would unjustifiably increase the cost of health insurance for working families in Ohio.
Several Ohioans have also questioned whether Americans should be required to purchase coverage. They have expressed concerns over establishing fines intended to increase participation in the health insurance system.
It is important to clarify that these fines would not affect anyone who is currently insured. One of the key principles of the reform effort is that Americans who are satisfied with their coverage today should be able to keep it without being subject to additional costs. However, without a mechanism that encourages the purchase of insurance, some individuals will continue to forego coverage, resulting in uncompensated care costs that inflate insurance premiums and increase the costs of Medicare and Medicaid.
Unfortunately, too many Americans today forego health insurance not by choice, but by circumstance. Many Americans are left without health insurance because their employers don’t offer it, and because it is too expensive to buy in the individual market. That’s why I am working to ensure that individuals who cannot afford the high costs of coverage are provided with federal subsidies to help them purchase insurance. I recognize that, even with federal help, some individuals will still not be able to afford health insurance and I firmly believe that those individuals should not have to pay any fines because they are unable to afford health insurance.
A consolidated Senate health reform bill, the “Patient Protection and Affordable Care Act,” was released on November 18, 2009, and will be considered by the Senate over the next few weeks. According to the Congressional Budget Office (CBO), this bill would extend coverage to an additional 31 million Americans, would cost approximately $848 billion to implement, and would reduce the national deficit by $130 billion over the next decade. The bill is available online at http://democrats.senate.gov/reform/patient-protection-affordable-care-act.pdf.
On November 7, 2009, the House of Representatives passed legislation, the Affordable Health Care for America Act (H.R. 3962), by a vote of 220 to 215. For more information on the House of Representatives’ health reform bill, please visit http://www.speaker.gov/newsroom/legislation?id=0327.
I am currently reviewing the Senate bill, but am pleased we are one step closer to passing health reform legislation beneficial to health care consumers, businesses, and taxpayers alike. I also support giving every member of Congress, and every member of the public, time to review the bill.
As Congress moves forward on health reform, I will certainly work to address the issues contained in your letter. If you wish to learn more about my work on health reform as well as the most Frequently Asked Questions (FAQs) that Ohioans have posed to my office, please visit my website at:
http://brown.senate.gov/issues_and_agenda/stories/share/?issue_id=f565635b-e37a-45d3-b15f-edf6b930bd1a.
Thank you again for getting in touch with me on this important matter.
Sincerely,
Sherrod Brown
United States Senator
Tuesday, November 10, 2009
Obama's Islamic Roots are cause for Concern and Alarm
http://www.youtube.com/watch_popup?v=tCAffMSWSzY#t=28
Monday, November 9, 2009
Saturday, November 7, 2009
Interest rebuttal of Gun Control in the light of FT. Hood. Please watch the video and I apologize for 1 bad word...
Thursday, November 5, 2009
Sunday, November 1, 2009
John Stossel says it all about the healthcare proposals in Washington...Please share with everyone.
Thursday, October 29, 2009
Tuesday, October 27, 2009
The democrat's unholy reach to destroy the healthcare industry
Monday, October 19, 2009
Sunday, October 18, 2009
A simple summing up of the healthcare plan
Let us all judiciously determine the ones in Congress doing the work of the people and kick the other's out. Here's to a revolutionary reform of the Congress in 2010.
Tuesday, October 13, 2009
Bill and the Congress' Understanding of Healthcare is C.R.A.P.
I've watched you every night for years and The Factor I adore,
but when you talk about the healthcare plan I really want to roar.
I have determined that your understanding is not complete a lot it lacks,
and much like those on the hill who oppose what the people want their logic like yours is:
Confusing
Ridiculous
Absurd
Problematic
Sunday, October 11, 2009
Read this and understand the Impact of Obama's Tax Plans
>
> The Employee Meeting:
>
>
>
> I would like to start by thanking you for attending this
> meeting, though it's not like you had much of a choice. After all,
> attendance was mandatory. I'm also glad many of you accepted my
> invitation to your family members to be here as well. I have a few
> remarks to make to all of you, and then we'll retire to the ballroom
> for a great lunch and some employee awards.
>
> I felt that this meeting was important enough to close all
> 12 of our tire and automotive shops today so that you could be here.
> To reassure you, everybody is being paid for the day --- except me.
> Since our stores are closed we're making no money. That economic loss
> is mine to sustain. Carrington Automotive has 157 full time employees
> and around 30 additional part-timers. All of you are here. I thank you
> for that.
>
> When you walked into this auditorium you were handed a
> rather thick 78-page document. Many of you have already taken a peek.
> You were probably surprised to see that it's my personal tax return
> for 2008. Those of you who are adept at reading these tax returns will
> see that last year my taxable income was $534,000.00. Now I'm sure
> this seems rather high to many of you. So ... let's talk about this
> tax return.
>
> Carrington Automotive Enterprises is what we call a Sub-S
> - a Subchapter S corporation. The name comes from a particular part of
> our tax code. Sub-S status means that the income from all 12 of our
> stores is reported on my personal tax return. Businesses that report
> their income on the owner's personal tax return are referred to as
> "small businesses." So, you see now that this $534,000 is really the
> total taxable income - the total combined profit from all 12 of our
> stores. That works out to an average of a bit over $44,000 per store.
>
> Why did I feel it important for you to see my actual 2008
> tax return? Well, there's a lot of rhetoric being thrown around today
> about taxes, small businesses and rich people. To the people in charge
> in Washington right now I'm a wealthy American making over a
> half-million dollars a year. Most Americans would agree: I'm just
> another rich guy; after all ... I had over a half-million in income
> last year, right? In this room we know that the reality is that I'm a
> small business owner who runs 12 retail establishments and employs 187
> people. Now here's something that shouldn't surprise you, but it will:
> Just under 100 percent ... make that 99.7 percent of all employers in
> this country are small businesses, just like ours.
>
> Every one of these businesses reports their income on a
> personal income tax return. You need to understand that small
> businesses like ours are responsible for about 80 percent of all
> private sector jobs in this country, and about 70 percent of all jobs
> that have been created over the past year. You also need to know that
> when you hear some politician talking about rich people who earn over
> $200,000 or $500,000 a year, they're talking about the people who
> create the jobs.
>
> The people who are now running the show in Washington have
> been talking for months about raising taxes on wealthy Americans. I
> already know that in two years my federal income taxes are going to go
> up by about 4.5 percent. That happens when Obama and the Democrats
> allow the Bush tax cuts to expire. When my taxes climb by 4.5 percent
> the Democrats will be on television saying that this really isn't a
> tax increase. They'll explain that the Bush tax cuts have expired ..
> nothing more. Here at Carrington we'll know that almost 5% has been
> taken right off of our bottom line. And that means it will be coming
> off your bottom line.
>
> Numbers are boring, I know ... but let's talk a bit more
> about that $534,000. That's the money that was left last year from
> company revenues after I paid all of the salaries and expenses of
> running this business. Now I could have kept every penny of that for
> myself, but that would have left us with nothing to grow our business,
> to attract new customers and to hire new employees. You're aware that
> we've been talking about opening new stores in Virginia Beach and
> Newport News . To do that I will have to buy or lease property,
> construct a building and purchase inventory. I also have to hire
> additional people to work in those stores. These people wouldn't
> immediately be earning their pay. So, where do you think the money for
> all of this comes from? Right out of our profits .. right out of that
> $534,000. I need to advertise to bring customers in, especially in
> these tough times. Where do you think that money comes from? Oh sure,
> I can count it as an expense when I file my next income tax return ...
> but for right now that comes from either current revenues or last
> year's profits. Revenues right now aren't all that hot ... so do the
> math. A good effective advertising campaign might cost us more than
> $300,000.
>
> Is this all starting to come together for you now?
>
> Right now the Democrats are pushing a nationalized health
> care plan that, depending on who's doing the talking, will add
> anywhere from another two percent to an additional 4.6 percent to my
> taxes. If I add a few more stores, which I would like to do, and if
> the economy improves, my taxable income .... our business income ....
> could go over one million dollars! If that happens the Democrats have
> yet another tax waiting, another five percent plus! I've really lost
> track of all of the new government programs the Democrats and
> President Obama are proposing that they claim they will be able to
> finance with new taxes on what they call "wealthy Americans."
>
> And while we're talking about health care, let me explain
> something else to you. I understand that possibly your biggest
> complaint with our company is that we don't provide you with health
> insurance. That is because as your employer I believe that it is my
> responsibility to provide you with a safe workplace and a fair wage
> and to do all that I can to preserve and grow this company that
> provides us all with income. I no more have a responsibility to
> provide you with health insurance than I do with life, auto or
> homeowner's insurance. As you know, I have periodically invited agents
> for health insurance companies here to provide you with information on
> private health insurance plans.
>
> The Democrats are proposing to levy yet
> another tax against Carrington in the amount of 8 percent of my
> payroll as a penalty for not providing you with health insurance. You
> should know that if they do this I will be reducing every person's
> salary or hourly wage by that same 8 percent. This will not be done to
> put any more money in my pocket. It will be done to make sure that I
> don't suffer financially from the Democrat's efforts to place our
> healthcare under the control of the federal government. It is your
> health, not mine. It is your healthcare, not mine. These are your
> expenses, not mine. If you think I'm wrong about all this, I would
> sure love to hear your reasoning.
>
> Try to understand what I'm telling you here. Those people
> that Obama and the Democrats call "wealthy Americans" are, in very
> large part, America's small business owners. I'm one of them. You have
> the evidence, and surely you don't think that the owner of a bunch of
> tire stores is anything special. That $534,000 figure on my income tax
> return puts me squarely in Democrat crosshairs when it comes to tax
> increases.
>
> Let's be clear about this ... crystal clear.
> Any federal tax increase on me is going to cost you money, not me. Any
> new taxes on Carrington Automotive will be new taxes that you, or the
> people I don't hire to staff the new stores I won't be building, will
> be paying. Do you understand what I'm telling you? You've heard about
> things rolling downhill, right? Fine .. then you need to know that
> taxes, like that other stuff, roll downhill. Now you and I may
> understand that you are not among those that the Democrats call
> "wealthy Americans," but when this "tax the rich" thing comes down you
> are going to be standing at the bottom of the mud slide, if you get my
> drift. That's life in the big city, my friends ... where elections
> have consequences.
>
> You know our economy is very weak right now. I've pledged
> to get us through this without layoffs or cuts in your wages and
> benefits. It's too bad the politicians can't get us through this
> without attacking our profits. To insure our survival I have to take a
> substantial portion of that $534,000 and set it aside for unexpected
> expenses and a worsening economy. Trouble is, the government is eyeing
> that money too ... and they have the guns. If they want it, they can
> take it.
>
> I don't want to make this too long. There's a great lunch
> waiting for us all. But you need to understand what's happening here.
> I've worked hard for 23 years to create this business. There were many
> years where I couldn't take a penny in income because every dollar was
> being dedicated to expanding the business. There were tough times when
> it took every dollar of revenues to replenish our inventory and cover
> your paychecks. During those times I earned nothing. If you want to
> see those tax returns, just let me know.
>
> OK ... I know I'm repeating myself here. I don't hire
> stupid people, and you are probably getting it now. So let me just
> ramble for a few more minutes.Most Americans don't realize that when
> the Democrats talk about raising taxes on people making more than $250
> thousand a year, they're talking about raising taxes on small
> businesses. The U.S. Treasury Department says that six out of every
> ten individuals in this country with incomes of more than $280,000 are
> actually small business owners. About one-half of the income in this
> country that would be subject to these increased taxes is from small
> businesses like ours. Depending on how many of these wonderful new
> taxes the Democrats manage to pass, this company could see its tax
> burden increase by as much as $60,000. Perhaps more.
>
> I know a lot of you voted for President
> Obama. A lot of you voted for Democrats across the board. Whether you
> voted out of support for some specific policies, or because you liked
> his slogans, you need to learn one very valuable lesson from this
> election. Elections have consequences. You might have thought it would
> be cool to have a president who looks like you; or a president who is
> young, has a buff body, and speaks eloquently when there's a
> teleprompter in the neighborhood. Maybe you liked his promises to tax
> the rich. Maybe you believed his promise not to raise taxes on people
> earning less than a certain amount. Maybe you actually bought into his
> promise to cut taxes on millions of Americans who actually don't pay
> income taxes in the first place. Whatever the reason .. your vote had
> consequences; and here they are.
>
> Bottom line? I'm not taking this hit alone. As soon as the
> Democrats manage to get their tax increases on the books, I'm going to
> take steps to make sure that my family isn't affected. When you own
> the business, that is what you're allowed to do. I built this business
> over a period of 23 years, and I'm not going to see my family suffer
> because we have a president and a congress who think that wealth is
> distributed rather than earned. Any additional taxes, of whatever
> description, that President Obama and the Democrats inflict on this
> business will come straight out of any funds I have set aside for
> expansion or pay and benefit increases. Any plans I might have had to
> hire additional employees for new stores will be put aside. Any plans
> for raises for the people I now have working for me will be shelved.
> Year-end bonuses might well be eliminated. That may sound rough, but
> that's the reality.
>
> You're going to continue to hear a lot of anti-wealth
> rhetoric out there from the media and from the left. You can chose to
> believe what you wish .. ..but when it comes to Carrington Automotive
> you will know the truth. The books are open to any of you at any time.
> I have nothing to hide. I would hope that other small business owners
> out there would hold meetings like this one, but I know it won't
> happen that often. One of the lessons to be learned here is that taxes
> .... all taxes ... and all regulatory costs that are placed on
> businesses anywhere in this country, will eventually be passed right
> on down to individuals; individuals such as yourself. This hasn't been
> about admonishing anyone and it hasn't been about issuing threats.
> This is part of the education you should have received in the
> government schools, but didn't. Class is now dismissed.
Thursday, October 8, 2009
Is there Intelligent life ... in Congress?
I heard a joke the other day. Someone said ,"Scientist are looking for intelligent life on other planets" and the listener responded, "Me, I'm looking for intelligent life in Congress".
Friday, October 2, 2009
How to Start each day on a Positive Note
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Thursday, October 1, 2009
Wednesday, September 30, 2009
Another Day that Congress shows their colors and lack of Courage and Sense
Thursday, September 24, 2009
Wednesday, September 23, 2009
Tea Party Pictures
Monday, September 21, 2009
A Great Fiction Author
From the Patriot Post about the Race Issue
"Obama and his commissars are labeling Americans who just happen to oppose Cap & Trade, billions for clunkers and to the havoc the leftists are trying to wreak on our health care system, as brainless sheep. Large groups of citizens rise up to voice their grievances and he calls them mobs, claims that grass roots are really made of Astroturf and tells his minions to ape the Soviets and rat out their friends and neighbors. Some people I know refer to what Obama is doing as social engineering. I think it's something even worse: socialist engineering. I wonder if anyone else has noticed that whenever a black conservative voices an opinion, the liberal claque insists that he's not an authentic black, and when a white conservative voices an opinion, Obama's sycophants insist he's not an authentic American. When Obama was running for the presidency, a few of us Paul Revere wannabes were warning you: 'The reds are coming! The reds are coming!' Naturally, Obama, a born and bred race hustler who learned his lessons well from Jeremiah Wright, wanted you to believe that the only reason people could possibly have for opposing him was his race. But it was never about the color of his skin. It was always about the color of his politics." --columnist Burt Prelutsky
Wednesday, September 16, 2009
Jimmy Carter again!
Friday, September 11, 2009
Let us never forget 9/11
This Is what the Wall Street Journal says...
"Democrats have wanted President Obama to drop some of his cool and fight for their health-care agenda, and last night they weren't disappointed. The President gave away very little on the substance of what Congressional leaders are proposing, even as he offered a rhetorical bow or two to the idea of compromise. The main message of his speech to Congress is that he is doubling down on his health-care bets and counting on the sheer inertia of Democratic and health industry self-interest in Washington to drive a bill into law. The speech was especially notable for its use of one of Mr. Obama's favorite rhetorical devices: Noting in the first instance that his opponents have a good point, and entirely legitimate concerns, only to reject their ideas in toto when it comes to policy. Thus he endorsed the public's concern about the competence of government to manage one-sixth of the economy, only to finish with a soaring oration about the moral necessity of letting government do so." --The Wall Street Journal